Valley Sierra SBDCServing Stanislaus and Tuolumne Counties
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Valley Sierra SBDC
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AT THE CALIFORNIA SBDC, YOUR BUSINESS IS TOP OF MIND FOR US.

As concerns continue about coronavirus (COVID-19), we can help you navigate available resources, answer your business questions and be a trusted partner for your business. Despite the impact of COVID-19, rest assured the SBDC is here to help and we value the privilege to be of service.

Our business advisors are here to help answer your questions, apply for business resources and plan during a disruption. We can help with applying for relief, guiding you through available resources, cash flow concerns, supply chain interruptions, workforce capacity, insurance coverage and more - at no cost.

Paycheck Protection Program (PPP) FAQ
Economic Injury Disaster Loan (EIDL) FAQ
Guide to COVID-19 Loans and Forms COVID-19 Small Business Survival Guide

Webinars

See a listing of upcoming webinars here. NOTE* Due to high demand webinars may reach capicity. Recordings of each webinar will be sent after airing. Please register for the webinar to ensure you recieve a viewing link.

Federal Support

Paycheck Protection Program FAQs for Small Businesses
Who, when and where you may apply.
SBA's Paycheck Protection Program (PPP) Information
The Paycheck Protection Program (PPP) rules and delivery mechanism for the program are still in process of being finalized. Details about PPP will be forthcoming this week and are expected to be online by this Friday, April 3rd. Please be patient. THERE IS NO APPLICATION PROCESS FOR PPP ASSISTANCE YET. The PPP is designed to provide a direct incentive for small businesses to keep their workers on payroll by providing each small business a loan up to $10 million for payroll and certain other expenses. If all employees are kept on payroll for eight weeks, SBA will forgive the portion of the loans used for payroll, rent, mortgage interest, or utilities. Up to 100 percent of the loan is forgivable.
SBA Disaster Loan Application
ECONOMIC INJURY DISASTER LOANS (EIDL) are available for businesses that are unable to meet its obligations and to pay its ordinary and necessary operating expenses. The SBA can provide up to $2 million with an interest rate of up to 4% for 30 years. Actual loan amount will be based on financial need. There’s no cost to apply and no obligation to take the loan if offered. SBA encourages all small businesses who need this kind of help to apply and see what SBA can do for them. EIDL LOAN ADVANCE – the opportunity for a $10,000 advance on the EIDL loan. The advance is paid within 3 days of a successful EIDL application, and this loan advance may not have to be repaid. IF YOU HAVE ALREADY APPLIED FOR EIDL - If you were successful in submitting an EIDL application last week, please be patient. SBA will be contacting all applicants who completed their application to gather any additional information that may be needed, including offering you the chance to apply for the new $10,000 advance that wasn’t available last week. Your applications are being processed on a first-come-first-serve basis, and when you are asked to update your application you will not lose your position in the application queue. IF YOU STARTED TO APPLY, BUT NEVER COMPLETED your application, unfortunately you will need to reapply. But the good news is you can do it using the new and improved portal. IF YOU APPLIED FOR EIDL AND WERE DENIED - SBA is reviewing its past EIDL application denials with an eye to offering greater latitude. SBA now expects to be able to approve many of the applications that were initially denied.
SBA Small Business Guidance & Loan Resources
Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy.
SBA Orientación y recursos de préstamos para pequeñas empresas
Los funcionarios de salud y gubernamentales están trabajando conjuntamente para mantener la seguridad, protección y salud del público. Se alienta a las pequeñas empresas a poner de su parte para mantener saludables a sus empleados y clientes.
Centers for Disease Control (CDC) and Prevention Interim Guidance for Businesses and Employers to Respond to Coronavirus
The interim guidance is based on what is currently know about the coronavirus disease 2019 (COVID-19) and may help prevent workplace exposures in non-healthcare settings.
Labor & Workforce Development Agency (LWDA) COVID-19 Resources for Employers and Workers
Information for workers regarding employee benefits, sick leave, support services, etc. Employer assistance includes work sharing program, reduced work hours, potential closure, etc.
Federal Trade Commission (FTC) Business Blog
Keep your guard up against Coronavirus scams that try to exploit companies’ concerns.
U.S. Chamber of Commerce - Combating the Coronavirus
The U.S. Chamber is working closely with the White House, U.S. government agencies, and foreign government officials to inform and equip businesses with the most important and up-to-date information to prevent the spread of the virus and prepare businesses for the near and long-term impact.
U.S. Equal Employment Opportunity Commission (EEOC) Answers Questions about the Pandemic and Antidiscrimination Laws
The webinar answers questions submitted by the public about how to respond to the COVID-19 pandemic in light of the federal employment nondiscrimination laws the EEOC enforces - including the American's with Disabilities Act, the Age Discrimination in Employment Act, Title VII, and GINA.
Small Business Majority COVID-19 Daily Updates For Small Businesses
This portal is being updated daily with information about upcoming webinars, relevant small business updates, our policy recommendations, new resources and more.
Congress CARES Act
The CARES Act provides emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic.
SBA Office of Inspector General Scams and Fraud Alerts
The Office of Inspector General recognizes that we are facing unprecedented times and is alerting the public about potential fraud schemes related to economic stimulus programs offered by the U.S. Small Business Administration in response to the Novel Coronavirus Pandemic (COVID-19). The Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the largest financial assistance bill to date, includes provisions to help small businesses. Fraudsters have already begun targeting small business owners during these economically difficult times. Be on the lookout for grant fraud, loan fraud, and phishing.
IRS Coronavirus Tax Relief
STIMULUS PAYMENT CHECKS - No information available yet, No sign-up needed TAX DEADLINE CHANGED - The deadlines to FILE and PAY federal income taxes are extended to July 15, 2020. View news releases, statements, FAQs and other IRS resources here.
U.S. Department of Labor (DOL) COVID-19 and the Workplace
The Wage and Hour Division provides information on common issues employers and employees face when responding to COVID-19, and its effects on wages and hours worked under the Fair Labor Standards Act (FLSA), job-protected leave under the Family and Medical Leave Act (FMLA), and paid sick leave and expanded family and medical leave under the Families First Coronavirus Response Act (FFCRA).
US Department of Treasury Assistance for Small Businesses
The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses. Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.
SBA's FAQ Regarding Faith Based Organizations in the PPP & EIDL
Frequently Asked Questions Regarding Participation Of Faith-Based Organizations In The Paycheck Protection Program (PPP) And The Economic Injury Disaster Loan Program (EIDL)
Federal Resources for Small Businesses
A web platform containing information to assist small business with surviving and recovering from the effects, physical, financial and economic of the Covid-19 pandemic.

State Support

CA Department of Tax and Fee Administration's COVID-19 State of Emergency Page
During the 60-day window specified in the Governor's COVID-19 Executive Order, CDTFA has been able to make it easier for taxpayers to request relief.
CA Franchise Tax Board - Coronavirus Special Tax Relief And Updates
If you're a taxpayer affected by the COVID-19 pandemic, review these resources for more information.
CalAsian Chamber of Commerce's Business Triage Center
Support and resources for small business and Asian Pacific Islander communities statewide.
Employment Development Department (EDD) COVID-19 Support Services
EDD's overview of available resources for both employers and employees.
Employment Development Department (EDD) Worker Info
If you’re unable to work due to having or being exposed to COVID-19 (certified by a medical professional), you can file a Disability Insurance (DI) claim.
Employment Development Department (EDD) Rapid Response
Employers planning a closure or major layoffs as a result of the coronavirus can get help through the Rapid Response program.
IBank Small Business Finance Center (SBFC)
The Disaster Relief Loan Guarantee Program (DRLGP) guarantees up to 95% of the loan through its partner Financial Development Corporations. The Jump Start Loan Program offers loans from $500 to $10,000 to low-wealth entrepreneurs.
State of California, Governor's Office of Economic Development's COVID-19 Page
The Governor’s Office of Business and Economic Development has compiled helpful information for employers, employees and all Californians as it relates to the cornonavirus (COVID-19) outbreak.
State of California, Governor's Office of Economic Development's List of Essential Workers
On March 19, 2020, Governor Newsom issued Executive Order N-33-20 directing all residents immediately to heed current State public health directives to stay home, except as needed to maintain continuity of operations of essential critical infrastructure sectors and additional sectors as the State Public Health Officer may designate as critical to protect health and well-being of aall Californians.
CA Employers Association Webinars
Webinars for employers during the COVID-19 pandemic.
CA Chamber of Commerce
This page provides links to CalChamber, federal, state and local resources.
OnwardCA is a one-stop resource for people impacted by job loss during the COVID-19 Pandemic
Losing your job amidst a pandemic is traumatic. OnwardCA is a resource that has been rapidly deployed by a broad coalition of companies, foundations, and humans who want to help. Help you get money or groceries or child care; help you upskill, reskill, or refresh; and help you land a great new job.

Stanislaus & Tuolumne Counties

A Resource for Central Valley & Foothills Small Business Relief
Tuolumne County COVID-19 Business Resources

Other Business Resources

Google for Small Business
Resources to help your small business manage through uncertainty.
Facebook Small Business Grants Program
Facebook is offering $100 million in cash grants and ad credits for up to 30,000 qualifying businesses to help during this challenging time.
JPMorgan Chase Small Business Investment
JPMorgan Chase announces deployment of $5 million to assist small businesses vulnerable to significant economic hardships.
Constant Contact's Small Business Support Kit
Constant Contact is here to offer a support kit with guidance, new ways to boost business, and inspiration from other small business owners to help you figure out what to do next.
eBay's Up & Running Program
eBay pledges up to $100 million in support of small business through June 30th
Finagraph's Help My Business Resource Center
CashFlowTool offers immediate help so you can plan your cash flow during the COVID-19 pandemic
Intuit's Small Business Relief Initiative
If you’re struggling to pay employees, you may qualify for a Paycheck Protection Program loan through QuickBooks.
LivePlan's COVID-19 Resources
Webinars, articles and financial planning resources.
Nav.com CARES Act SBA Loan Calculator
Rhonda Abrams from Planning Shop - Facebook Live Daily Sessions @ 10 am
Small Business Expert and USA Today columnist Rhonda Abrams will be hosting live Facebook sessions every day at 1pm Eastern/10am Pacific
Thryv Foundation Grant Program
To help businesses through the economic impacts of the COVID-19 pandemic, the Thryv Foundation will provide grants through its 2020 Small Business COVID-19 Program. Small- and medium-sized businesses can apply today.
Verizon Small Business Recovery Fund
Thanks to a $2.5 million investment from Verizon, grants are available to help small businesses fill urgent financial gaps until they can resume normal operations or until other more permanent financing becomes available.
Zoom Support During the COVID-19 Pandemic
This site is here to help you most effectively use Zoom as we all navigate the coronavirus pandemic.
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Funded in part through a Cooperative Agreement with the U.S. Small Business Administration and a Grant with the Governor’s Office of Business and Economic Development. All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA or the Governor’s Office of Business and Economic Development. Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact the California SBDC closest to you.